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Workshop: Reducing Student Debt

Lower Student Debt for Your Employees, Increase Retention Rates It could be the differentiator you are looking for in a very competitive talent market FOCUS4Financial is now offering access to Thrive, an innovative new employee benefit student loan solution. By utilizing an existing benefit, as an employer, you will deploy a meaningful student loan debt

Building a Financial Foundation

What is Financial Literacy? The ability to effectively evaluate and manage one’s finances in order to make prudent decisions toward reaching life’s goals The understanding of money, cash flow, Basic economic/financial concepts, debt/risk management 2 out of 3 households will probably fail to realize life goals Financial illiteracy is passed to the next generation -

Wealth Management

Wealth Management At FOCUS4Finanical we take the time to understand what you want out of life - for yourself and for your family. We employ comprehensive technology to support your results and work towards your goals. We have years of experience collaborating with clients like you. We believe your financial


Annuities Annuities can play an important role in a client’s overall financial plan. We offer a full line of annuities including variable, fixed, and index. All have different features designed to fit a wide variety of needs. Annuities are long-term, tax-deferred investment vehicles designed for retirement purposes. Gains from tax-deferred

Alternative Investments

Alternative Investments Alternative Investments historically have sought to provide investors with several potential investment advantages, including diversification and risk reduction. Changing financial markets demand an allocation strategy that incorporates more than stocks, bonds and cash. Alternative investments may not be suitable for all investors and should be considered as an

Insurance Products

Insurance Products Many of our clients don’t look at Insurance planning as a component of their financial planning. But it is a critical component as it is protecting against the unexpected, ensuring the future. Personal - What would happen to your family if you didn’t wake up tomorrow? It’s a

Advisory Programs

Advisory Programs FOCUS4Financial offers access to six advisory platforms, each with different features and benefits, providing a wide range of advisory options. The diverse selection allows you to choose which model will work best for you. These include centrally managed and advisor-driven platforms; each accommodates different account minimums, product types,